We just adopted a 9 month old Labradoodle. In the past we had pet insurance so we thought it prudent to cover Lola as well. I checked with Geico, my Insurance carrier, they recommended Embrace. I went online to research them, but had some questions. An Embrace employee Katie called me and ascertained my needs, connected me to Catherine who answered my questions and set us up on a recommended policy. Very efficient, Thank you, both women were great. John **