Figo was affordable the first year, but be ready for the price gauge for any subsequent years that you re-enroll your pet. For example, the first year it was $350, the second year was $575, and the third year they were wanting $750!! Mind you, my pet has no significant medical issues and didn’t even meet his deductible the second year. I absolutely refused the $750 price and they were magically able to find a different underwriter and provide me with a more reasonable premium, still expensive, but more reasonable. Pay attention to what you are buying. If you want more holistic services, but you only get a $600 worth of those treatments.