How much would a golden retriever cost

Do you plan to have a cute pup in your family? Well, if that’s the case, you can’t go wrong with the Golden Retriever. 

Although all dogs are cute, this breed has its own charm.

This Scottish breed, undoubtedly, is one of the most popular breeds in the world.

It has a friendly, loving, gentle, and outgoing personality that makes it great for family life.

With all these qualities, it’s easy to see why they are so popular with families.

But did you wonder how much would a golden retriever cost? What insurance is best for them? How much is food going to cost you?

Well, leave all of your worries now because I got your back!

With this guide of mine, you will get all your queries answered. So, let’s get started.

How Much Would A Golden Retriever Cost

A lot of people who want to make this beautiful pup a part of their family are curious to know how much money they will have to pay.

Not hidden from anyone, It’s a fact that Golden Retrievers are one of the most lovable dog breeds, and their popularity is rising with every passing day.

But let me tell you one thing…

They are not cheap.

Generally speaking, the cost of a golden retriever would range from $1000 to as high as $3,500 if you purchase it from a reputable breeder.

If you are getting it at a low price, it’s more likely that the dog may not have been bred well and could face health issues in the future.

I won’t recommend you buy a cheap one as it will cost you a lot more in the future than what you saved in the present.

Note: Please remember that this cost is merely an estimate to the best of my knowledge. This may fluctuate depending on where you are sourcing the dog from.

Top 3 Best Insurance For Golden Retriever

As with any dog, Golden Retrievers can fall ill.

And if that happens, you should become a responsible parent and take your pup to the vet.

But imagine if you have an insurance policy for your pet; wouldn’t it be great? You can easily manage the vet bills without breaking a sweat.

So it’s always a good idea to be prepared for the unexpected and get some insurance for your pup.

I researched some of the industry-leading insurance policy providers that will provide the best possible care for your beautiful pup.

Let’s have a look at them.

  • Spot Pet Insurance (The best value for money policy among all)
  • Lemonade (Affordable and great coverage)
  • Embrace Pet Insurance (More coverage for less cost)

1. Spot Pet Insurance

I would name Spot Insurance as the king of all in the pet insurance world. 

It’s not like I’m biased or something, but it’s the company that offers some amazing coverage options, and the cost involved is pretty low too.

Although there’s a lot to love about Spot insurance but one thing that stands out is the flexibility it offers.

You can customize your policy as you see fit and make sure that the coverage suits your needs perfectly.

Plus, it has no age limit for the pet (which is something you won’t find in most other companies). 

The only thing that I wish spot would have is to cover pre-existing conditions, which it doesn’t.




Spot plans start from $25/month and can go high depending upon the plan you choose.

2. Lemonade

The term affordable is what best describes Lemonade.

Well, if you are one of those pet owners who want to provide quality care to their pets with a minimal price tag, you can’t go wrong with Lemonade.

Also, we are not talking about the lemonade drink over here ;p

Well, it’s not surprising that Lemonade is a popular name among pet owners, and for good reasons.

The best thing about lemonade is its two days waiting period for accidents, which is way shorter than its competitors.

Lemonade also offers you a lot of add-ons like physical therapy, vet fees, and dental coverage that you can add to your policy.

Aint that great?

But not everything is picture perfect; Lemonade has a few flaws too.

The biggest one is its lack of coverage for pre-existing conditions. And unlike spot insurance, it has an age cap for the pet, which is 14 years.




Remember I used the word affordable for Lemonade insurance?

Well, I stand by my point because Lemonade’s plans start from just $10/month. 

Yes, you heard that right!!

3. Embrace Pet Insurance

How can I forget to mention Embrace Pet Insurance in this list?

Well, every insurance company I mentioned in this list has its own pros and cons, but embrace has something that no one else can offer.

Yes, I mean the healthy pet deductible program. But what is that?

It is a program that helps you to save up on your premium by reducing the deductible amount each year you don’t make any claims.

Is not that awesome?

Plus, it also matches Lemonade insurance with its two days waiting period for accidents.

But, as all good things come with a price, Embrace has some drawbacks too.

For example, it has a long waiting period, probably about six months, for orthopedic conditions. But with the benefits it offers, I think it’s worth a try.




Embrace plans start from roughly $30/month and can go up. It all depends on the plan you choose and the add-ons.

What Are The Food Cost For Golden Retrievers?

Having a pup at home is no easy feat.

Ask a dog owner what the biggest expense is for their pup, and they’ll probably say food.

And this fact becomes more pronounced with larger breeds, like Golden Retrievers.

Before we move over to the cost of food, let me tell you one thing: Golden Retrievers eat a lot!!

So how much should you expect to spend?

Well, the cost of food for a Golden Retriever can vary drastically depending on the quality of food and the size and age of the pup.

On average, you should expect to spend anywhere between $100–$1000 every year for Golden Retriever food.

Tip: Remember, the most important thing is to give your pup quality food, not to save money. So always choose your pup’s food wisely and take good care of it.

Only buy food that meets the standards set by the American Association of Feed Control Officials (AAFCO).

And avoid food that has artificial flavors and preservatives, as it could lead to health issues in the long run.

Wrap Up

There you have it, an in-depth guide about Golden Retrievers.

They are cute and lovable pets, and you should take extra care of them. Buying insurance is one way to do so.

Although there are thousands of insurance companies, but I would suggest Spot, Lemonade, and Embrace in particular.

All these three companies offer great plans at affordable prices, with a few flaws here and there.

So yeah, get insurance for your pup, spend time with them, give them quality food, and they’ll take care of you both financially and emotionally.

Frequently Asked Questions

Kind off, I would say, as they require quality food. I had a talk with some of my Golden Retriever friends, and they said that they cost them roughly $50-$150 each month.

Quite expensive, but if you compare that to the emotional and financial support they can provide you with, I think it’s worth it.

Of course they do. In fact, not only Golden Retrievers but every pet should have insurance.

It will help you save money in an emergency arises or if something happens to your pup. You won’t have to worry about the rising medical costs, as your insurance will take care of it.

So yes, I strongly suggest you get your Golden Retriever insured.

There are a bunch of ways to save money on your Golden Retriever insurance. Lemme tell you a few:

Go and compare prices: Well, all do that. We just buy the first thing that comes our way without checking out what else is available. But don’t do that when it comes to insurance. Try and look around and compare different policies. You may find one that fits your budget.

Look for discounts: Many insurance companies offer discounts if you insure multiple pets together or if you add a wellness plan. So this is another way to save money.