The timing of accidents and illnesses can make giving your pet the best care cost prohibitive. The cost of providing health care in an emergency for your pet can only rise in the future and may very well have reached a level that makes pet health insurance a must for any pet owner. Although plans differ based on coverage, deductibles, limits, caps and exclusions, many companies are offering different components or types of coverage to give customers more flexibility and choice.

Potential Discounts Connected to Membership

BBVA Compass Insurance Agency is offering its members a discounted pet insurance health plan. Their website is very general and provides very little hard information about the policy itself, except that it covers accidents and injuries, and that it CAN cover chronic conditions, routine health care services like teeth cleaning and flea protection. BBVA’s policy also includes some less available types of treatment, like alternative medicine services, dental services, emergency room and specialist services, which many plans don’t cover. The plan seems to offer many different levels of coverage and options so that the buyer can tailor their health care insurance to their pet’s time of life, breed, particular susceptibilities to chronic illnesses. The broader details of your policy will only be clear after you ask for a quote which is available on their website.

Some Final Considerations

The cost of coverage, the breadth of coverage, the out of pocket expense and deductibles (be they incident by incident or annual) are all relevant considerations. Checking to see if exams are covered is also a wise precaution: many plans do not. It might be wise to assess your pet’s potential health care needs before diving into the many policies that are offered in the marketplace. Given the emotional investment most pet owners have in their pet’s overall health and wellbeing, acquiring low cost pet health insurance that covers at least catastrophic injuries and accidents seems like a prudent decision.